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财新：银行个人贷款风险加速暴露万亿个人不良贷款待消化

投资入门 2025-06-17 13:533264

【财新：银行个人贷款风险加速暴露万亿个人不良贷款待消化】财新发稿指出，自2024年上半年起，银行个人贷款风险加速暴露引发关注。从2024年财报数据看，多家银行的个人贷款不良率在贷款总规模增长的情况下持续攀升，且住房按揭、消费贷、个人经营贷、信用卡不良率上行。进入2025年，这一趋势仍在继续，美国发起关税战，又给个人贷款偿还平添变数。“今年个贷不良明显上升，叠加‘关税战’影响，其中的个人经营贷表现最差。”一位大行普惠部人士告诉财新。目前个人不良贷款整体规模多大，官方并未披露数据。据中国人民银行数据，截至2024年末，本外币住户贷款余额82.84万亿元。若按照国家金融监管总局披露的2024年末商业银行不良率1.5%估算，个贷不良约1.24万亿元。考虑到多数银行披露的个贷不良率低于对公贷款不良率，个贷规模或在1万亿元左右。但若考虑部分资产质量已经恶化的个人贷款尚未暴露为不良贷款，银行面临的处置压力或不止于此。（财新）

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[ SQL ] SHOW COLUMNS FROM `cmf_hook` [ RunTime:0.000804s ]
[ SQL ] SELECT `hook` FROM `cmf_hook` WHERE `type` = 1 OR ( `type` = 3 AND ( `app` = '' or `app` = 'cmf' ) ) [ RunTime:0.000415s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_hook_plugin` [ RunTime:0.000506s ]
[ SQL ] SELECT `hook`,`plugin` FROM `cmf_hook_plugin` WHERE `status` = 1 AND `hook` IN ('app_begin','module_init','action_begin','view_filter','app_end','log_write','response_end','admin_init','home_init','send_mobile_verification_code','body_start','before_head_end','footer_start','before_footer','before_footer_end','before_body_end','left_sidebar_start','before_left_sidebar_end','right_sidebar_start','before_right_sidebar_end','comment','guestbook','switch_theme','after_content','before_content','log_write_done','switch_admin_theme','captcha_image') ORDER BY `list_order` ASC [ RunTime:0.000389s ]
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[ SQL ] SELECT `post`.* FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `relation` ON `post`.`id`=`relation`.`post_id` WHERE `post`.`post_type` = 1 AND `post`.`post_status` = 1 AND `post`.`delete_time` = 0 AND `relation`.`category_id` = 4 AND `relation`.`post_id` < 303 AND ( `post`.`published_time` < 1772528262 and `post`.`published_time` > 0 ) ORDER BY `id` DESC LIMIT 1 [ RunTime:0.002514s ]
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[ SQL ] SELECT `post`.* FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `relation` ON `post`.`id`=`relation`.`post_id` WHERE `post`.`post_type` = 1 AND `post`.`post_status` = 1 AND `post`.`delete_time` = 0 AND `relation`.`category_id` = 4 AND `relation`.`post_id` > 303 AND ( `post`.`published_time` < 1772528262 and `post`.`published_time` > 0 ) ORDER BY `id` ASC LIMIT 1 [ RunTime:0.002370s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_portal_category` [ RunTime:0.000552s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_theme_file` [ RunTime:0.000877s ]
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[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND `file` = 'portal/index' LIMIT 1 [ RunTime:0.000624s ]
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[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND `file` = 'portal/list' LIMIT 1 [ RunTime:0.000479s ]
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[ SQL ] UPDATE `cmf_theme_file` SET `theme` = 'xinfeng' , `action` = 'portal/List/index' , `file` = 'portal/list' , `name` = '文章列表页' , `more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `config_more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `description` = '文章列表模板文件' , `is_public` = 0 , `list_order` = 10 WHERE `theme` = 'xinfeng' AND `file` = 'portal/list' [ RunTime:0.004598s ]
[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND `file` = 'portal/page' LIMIT 1 [ RunTime:0.000419s ]
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[ SQL ] UPDATE `cmf_theme_file` SET `theme` = 'xinfeng' , `action` = 'portal/Page/index' , `file` = 'portal/page' , `name` = '文章页' , `more` = '{\"vars\":[]}' , `config_more` = '{\"vars\":[]}' , `description` = '文章页模板文件' , `is_public` = 0 , `list_order` = 10 WHERE `theme` = 'xinfeng' AND `file` = 'portal/page' [ RunTime:0.004383s ]
[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND `file` = 'portal/search' LIMIT 1 [ RunTime:0.000433s ]
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[ SQL ] UPDATE `cmf_theme_file` SET `theme` = 'xinfeng' , `action` = 'portal/List/index' , `file` = 'portal/search' , `name` = '文章列表页' , `more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `config_more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `description` = '文章列表模板文件' , `is_public` = 0 , `list_order` = 10 WHERE `theme` = 'xinfeng' AND `file` = 'portal/search' [ RunTime:0.004448s ]
[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND `file` = 'portal/tag' LIMIT 1 [ RunTime:0.000432s ]
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[ SQL ] UPDATE `cmf_theme_file` SET `theme` = 'xinfeng' , `action` = 'portal/Tag/index' , `file` = 'portal/tag' , `name` = '文章标签页' , `more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `config_more` = '{\"vars\":[],\"widgets\":{\"hottest_articles\":{\"title\":\"\\u70ed\\u95e8\\u6587\\u7ae0\",\"display\":\"1\",\"vars\":{\"hottest_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}},\"last_articles\":{\"title\":\"\\u6700\\u65b0\\u53d1\\u5e03\",\"display\":\"1\",\"vars\":{\"last_articles_category_id\":{\"title\":\"\\u6587\\u7ae0\\u5206\\u7c7bID\",\"value\":\"\",\"type\":\"text\",\"dataSource\":{\"api\":\"portal\\/category\\/index\",\"multi\":true},\"placeholder\":\"\\u8bf7\\u9009\\u62e9\\u5206\\u7c7b\",\"tip\":\"\",\"rule\":{\"require\":true}}}}}}' , `description` = '文章标签模板文件' , `is_public` = 0 , `list_order` = 10 WHERE `theme` = 'xinfeng' AND `file` = 'portal/tag' [ RunTime:0.004803s ]
[ SQL ] SELECT * FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' [ RunTime:0.000424s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_theme` [ RunTime:0.000651s ]
[ SQL ] UPDATE `cmf_theme` SET `name` = 'pbootcms' , `version` = '1.0.0' , `demo_url` = 'https://yanshi.92wailian.com/k67/' , `author` = '老谭' , `lang` = 'zh-cn' , `keywords` = 'pbootcms' , `description` = 'pbootcms' WHERE `theme` = 'xinfeng' [ RunTime:0.000260s ]
[ SQL ] SELECT `more` FROM `cmf_theme_file` WHERE `theme` = 'xinfeng' AND ( `is_public` = 1 OR `file` = 'portal/article' ) [ RunTime:0.000408s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_nav` [ RunTime:0.000545s ]
[ SQL ] SELECT `id` FROM `cmf_nav` WHERE `is_main` = 1 LIMIT 1 [ RunTime:0.000209s ]
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[ SQL ] SHOW COLUMNS FROM `cmf_nav_menu` [ RunTime:0.000551s ]
[ SQL ] SELECT * FROM `cmf_nav_menu` WHERE `nav_id` = 1 AND `status` = 1 ORDER BY `list_order` ASC [ RunTime:0.000291s ]
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[ SQL ] SELECT post.*,min(category_post.category_id) as category_id FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `category_post` ON `post`.`id`=`category_post`.`post_id` WHERE `post`.`post_status` = 1 AND `post`.`post_type` = 1 AND `post`.`delete_time` = 0 AND ( `post`.`published_time` > 0 and `post`.`published_time` < 1772528262 ) GROUP BY `post`.`id` ORDER BY `post`.`published_time` DESC LIMIT 0,120 [ RunTime:0.012341s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000380s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000212s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000237s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000200s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000201s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000220s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000209s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000186s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000189s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000231s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000188s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000226s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000230s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000178s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000214s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000185s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000210s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000246s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000182s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000188s ]
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[ SQL ] SELECT * FROM `cmf_portal_category` WHERE `status` = 1 AND `delete_time` = 0 AND `parent_id` = 1 ORDER BY `list_order` ASC [ RunTime:0.000584s ]
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[ SQL ] SELECT post.*,min(category_post.category_id) as category_id FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `category_post` ON `post`.`id`=`category_post`.`post_id` WHERE `post`.`post_status` = 1 AND `post`.`post_type` = 1 AND `post`.`delete_time` = 0 AND ( `post`.`published_time` > 0 and `post`.`published_time` < 1772528262 ) GROUP BY `post`.`id` ORDER BY `post`.`published_time` DESC LIMIT 0,5 [ RunTime:0.009769s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000263s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000207s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000198s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 1 LIMIT 1 [ RunTime:0.000190s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000175s ]
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[ SQL ] SELECT post.*,min(category_post.category_id) as category_id FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `category_post` ON `post`.`id`=`category_post`.`post_id` WHERE `post`.`post_status` = 1 AND `post`.`post_type` = 1 AND `post`.`delete_time` = 0 AND ( `post`.`published_time` > 0 and `post`.`published_time` < 1772528262 ) GROUP BY `post`.`id` ORDER BY `post_hits` DESC LIMIT 0,5 [ RunTime:0.010079s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000263s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000230s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000182s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000189s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000215s ]
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[ SQL ] SELECT post.*,min(category_post.category_id) as category_id FROM `cmf_portal_post` `post` INNER JOIN `cmf_portal_category_post` `category_post` ON `post`.`id`=`category_post`.`post_id` WHERE `post`.`post_status` = 1 AND `post`.`post_type` = 1 AND `post`.`delete_time` = 0 AND ( `post`.`published_time` > 0 and `post`.`published_time` < 1772528262 ) GROUP BY `post`.`id` ORDER BY `post`.`published_time` DESC LIMIT 0,110 [ RunTime:0.011884s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000364s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000210s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000208s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000213s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000202s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000206s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 4 LIMIT 1 [ RunTime:0.000184s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000229s ]
[ EXPLAIN : array ( 'id' => 1, 'select_type' => 'SIMPLE', 'table' => 'cmf_portal_category', 'partitions' => NULL, 'type' => 'const', 'possible_keys' => 'PRIMARY', 'key' => 'PRIMARY', 'key_len' => '8', 'ref' => 'const', 'rows' => 1, 'filtered' => 100.0, 'extra' => NULL, ) ]
[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000227s ]
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[ SQL ] SELECT `name` FROM `cmf_portal_category` WHERE `id` = 3 LIMIT 1 [ RunTime:0.000173s ]
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